Killarney Credit Union

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Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Killarney Credit Union
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Loans

Low cost loans

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Start here if you would like to learn more about our services.  From a range of attractive loan facilities, great saving options and other services including financial advice, foreign exchange and more - here at Killarney Credit Union we are ready to serve you.  

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New! Current Accounts at Killarney Credit Union

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Current Accounts at Killarney Credit Union

Loans at Killarney Credit Union

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Coronavirus Information

Latest News

Important Notice - Park Road Sub Office Temporary Closure

In light of the evolving situation with the Coronavirus (COVID-19), the Park Road office of Killarney Credit Union will be temporarily closed effective from 4pm on Tuesday 31st March 2020. This decision has been taken in order to limit the potential impact which this virus may have in the local community and ensure that we can continue to provide a vital service to our members across our Branch network.

The staff of the credit union are available to deal with member queries via phone (064 6631344) and email (This email address is being protected from spambots. You need JavaScript enabled to view it.). Members can continue to access their accounts in the Beech Road office in Killarney or the offices in Kenmare or Cahersiveen. Members are reminded that they may continue to access their accounts via the credit union’s website or App. In addition, all members should consider opening a Current Account which offers a full service current account and a contactless debit card for use at all retail outlets, ATM’s and online purchases.

Coronavirus

With the Coronavirus (COVID-19) now in the Republic of Ireland, we are aware that some members may wish to avoid coming into our branches to carry out transactions. Therefore we would like to remind our members that most credit union services are available either online or by contacting us by telephone.

If you are visiting one of our branches, to help prevent the spread of the Coronavirus (COVID-19) virus, please use the hand sanitiser which is supplied in all branches before approaching the counter.

 

What would you like to do?

 

I want to carry out a transaction by speaking to someone via telephone.

Please contact us directly on 064 6631344.

I want to carry out a transaction online and I am registered for online banking.

Please click here to log into the online banking section.

I want to carry out a transaction online, but I am not yet registered for online banking.

Please click here to register for online banking.

 

Coronavirus (COVID-19) Information

 

 

Credit Card Research

Over half of Irish credit card holders (58%) don’t know what interest rate they are paying.



A national survey issued by the Irish League of Credit Unions (ILCU), looked at credit card usage spending habits. Since a similar survey was published last year, there has been no improvement in public awareness of interest rates or spending habits. Over half the Irish population (58%) own a credit card with the majority spending it on adhoc items. Despite this, many are still confused about the rate of interest they are paying.

Of those who said they were aware of the rate they pay, over half believe they are paying less than 10%. In reality credit card interest typically ranges from between 13% to 23% in the Irish market.*

Over two thirds of the population (72%)  believe credit card companies in Ireland don’t do enough to explain how these rates work while 70% say Irish consumers are too reliant on this method of lending.

Helen Courtney Power, Business Development, Killarney Credit Union said

“We understand there is still confusion for many people around credit card interest and how that interest is applied. The lack of improvement of public awareness on the issue since last year does concern us. As always, we are open to support members on any queries they might have around managing debt. Our aim in the credit union is to guide and support - and always discover the best possible solution for our members.”
Helen continued  “Although we would advocate that people struggling with their finances don’t borrow large amounts if they can help it, we would advise they talk to us about a loan which could help their situation. There is a significant majority of people who say there isn’t enough being done by credit card companies to explain rates – so there’s been no improvement since last year. When it comes to borrowing at the credit union, we provide straightforward and clear information on our loans, which are significantly lower than the lowest credit card interest rate, and which have no hidden fees and charges.”
In addition, Killarney Credit Union also offers a debt consolidation loan. The product aims to help members refinance high interest debts – and combine all of their debt into a single, straightforward payment at a fair and reasonable rate.* A restructured payment like this can ease the pressure and make it easier for people to get on top of their debt and manage it in a way that suits their everyday lives.
Helen  continued “As we make decisions locally, we are happy to take the time to get to know the individual circumstances of all of our members, and so we can work with each individual borrower to structure loan repayments in a way that works best for them. To talk more about what loan best might suit their situation, speak with us here at XX Credit Union.”

**Competition and Consumer Protection Commission
** For a €2,000, 2 year variable interest rate loan with 24 monthly repayments of €90.64, an interest Rate of 8%, a representative APR of 8.2%, the total amount payable by the member is €2,179. Information correct as at 10/2/20

New Opening Hours

Why are the hours changing?

Opening and Closing hours are changing in all 4 Killarney Credit Union branches.

  1. Footfall Analysis: Based on a thorough analysis of member footfall and transactions in each branch over the past 12 months. This has identified transactional trends in each branch which has helped in planning and developing an appropriate operational hours to suit the changing needs of the credit union.
  2. Increased Administration: In addition, due to increased reporting and documentation required from the Central Bank of Ireland. Staff are required to undertake further back office functions during hours that where offices are closed to members.
  3. Changing Member Needs: Due to increased automation of functions such as the loans being repaid by direct debit, online banking and mobile app for transactions and the introduction of current accounts has meant that counter transactions have decreased.
  4. Staff Meetings/Training: With a larger workforce across 4 branches, there is a necessity to meet more regularly and organise training during office hours, as such we are not open to the public at these times. 

New Hours

 

Loans

Low cost loans

Competitive rates

Fast loan approval

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Join Killarney Credit Union

Have you been thinking about joining the credit union for a while? Well, now is the time to act! We are looking for new members to be part of our South Kerry credit union community. Young or old, we welcome all ages to join us.

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Current Account from Killarney Credit Union

Current Account is here! With mobile functionality, pay bills, withdraw money and pay at point of sale anywhere in the world. Learn more...

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Savings

Multiple options

Ease of access

Security & peace of mind

Read more...

Other Services

Foreign Exchange

Paypoint

Insurance Products

Read more...