Killarney Credit Union

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Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

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Locations

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Become a Member
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Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

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Locations

Click to view

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Become a Member
Contact Us
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Killarney Credit Union

Loans

Low cost loans

Competitive rates

Fast loan approval

 

Our services

Start here if you would like to learn more about our services.  From a range of attractive loan facilities, great saving options and other services including financial advice, foreign exchange and more - here at Killarney Credit Union we are ready to serve you.  

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Loans at Killarney Credit Union

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Latest News ...

  • Whats is PSD2?
    - Friday, 16 August 2019 11:05
    What is PSD2? PSD2 is the second Payment Service Directive. It was introduced to improve security, reduce fraud and enc...

    Read more

  • Third Level Bursary Award 2019
    - Thursday, 25 July 2019 14:30
    Third Level Bursary 2019   We are delighted to be able to offer a third level bursary award of €1,000 to 4 stud...

    Read more

  • July Members Draw
    - Monday, 22 July 2019 11:10
    €27,000 Car and Cash Bonanza for Killarney Credit Union Members There was a delighted 23 year old Daniel O Donoghue fro...

    Read more

  • Back to school costs
    - Tuesday, 16 July 2019 15:10
    Killarney Credit Union here to help parents with back-to-school costs The number of parents saying they are struggli...

    Read more

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Latest News

Whats is PSD2?

What is PSD2?

PSD2 is the second Payment Service Directive. It was introduced to improve security, reduce fraud and encourage competition taking into account modern payment methods such as mobile payment and online payment.

What is Strong Customer Authentication (SCA)? 

On September 14th, additional security to protect online payments – known as “Strong Customer Authentication “ – will be introduced in Europe as part of the second Payment Services Directive (PSD2).
What is Strong Customer Authentication?
Strong customer authentication (SCA) is an authentication based on the use of two or more elements
1. Knowledge - something only the user knows. For example, a password.
2. Possession - something only the user possesses. For example, a mobile phone.
3. Inherence - Something the user is. For example, fingerprint or iris pattern.

 How will this affect members?

In order to support these additional security requirements, the Online Banking website and Mobile App will be upgraded to include Strong Customer Authentication (SCA). This will only affect members who are registered users of online banking. 

1) Whenever a member logs in to their account, they may be asked to take an additional step to further authenticate themselves. This must happen every 90 days.
2) When a member sets up a new payee they will be asked to provide further authentication.
3) If a member wishes to view transactions or documents older than 90 days they must provide further authentication.

What do I need to do?

As a member, nothing currently. Our online banking system including mobile app will automatically upgrade to include SCA. Members who are registered for online banking will recieve an email or letter to inform them of the changes. You will be required to go through additional security features via your phone. As you mobile number will be used as a authentication method, it is imperative that the mobile phone number that we have registered for your account is correct. To view the number registered to you, log in to Online Banking and click the Personal Settings option. If any details are incorrect please contact the Credit Union to update your mobile details. 

 

Third Level Bursary Award 2019

Third Level Bursary 2019

 

We are delighted to be able to offer a third level bursary award of €1,000 to 4 students to help with their educational costs. This award is open to members of the credit union and it is an open draw, therefore, everyone that enters has an equal chance of winning.

Even if you don’t win, we are delighted to offer an extremely competitive student loan rate. This student loan can help with costs such as tuition, registration, books and other educational expenses.

Please complete the application form and return to any of the branches of Killarney Credit Union before Friday 27th September 2019 at 5pm. Emailed applications can be accepted by emailing This email address is being protected from spambots. You need JavaScript enabled to view it.

July Members Draw

€27,000 Car and Cash Bonanza for Killarney Credit Union Members

There was a delighted 23 year old Daniel O Donoghue from Killarney who received a call this week to find out he had won a brand new Ford Fiesta in the Killarney Credit Union members draw.
Daniel from Killarney picked up the keys of his new car from Karena McCarthy, Youth and Marketing Officer at a prize giving ceremony at the credit union on Friday 19th July at the credit union headquarters.
Speaking about the members draw, Karena McCarthy, Killarney Credit Union Marketing Officer stated “we currently have just over 2,200 members in the draw which is held twice a year. This year our prizes included a new car and prizes ranging from €250 to €1,500 cash, our next draw will take place in January 2020” she concluded.
Members can apply for the members draw at any of the branches or download an application form online www.killarneycu.ie. €12 will be taken from your account twice a year as an entry fee for the members draw.
The 14 cash prize winners were Niall O‘Riordan, John Burke, Betty Dennehy, Ella O’Callaghan, David Piggot, Maura Maher, Mary Flynn, Mary Coleman, Ted O’Shea, Geraldine O’Leary, Mary O’Leary, Ann Maria O Neill Hayes, Emma Dennehy & Susan Collett.
The draw was adjudicated by solicitor Eoin Brosnan and KCU Risk and Compliance Manager Shane Foley in the credit union offices on Monday 15th July.
Karena added “The draw is limited to members of Killarney Credit Union and anyone over the age of 18 can apply to join, so for €2 a month, you can be entered into the draw. We would encourage members to sign up, if they haven’t already, as the saying goes, if you’re not in, you can’t win” she concluded.

Members Draw Application Form

Back to school costs

Killarney Credit Union here to help parents with back-to-school costs


The number of parents saying they are struggling with back-to-school costs is on the rise. A new national survey has found that more than three quarters of parents (78%) find the costs a financial struggle. This is a substantial 11% increase on last year.
The findings were revealed in a new, national survey by the Irish League of Credit Unions. Half of parents said meeting costs was their biggest back-to-school related worry. One third said they would be forced to deny their children certain school items this year because they could not afford them. Extracurricular activities and new school shoes were amongst the items to be cut from the budget this year.
Karena McCarthy, Youth & Marketing Officer of Killarney Credit Union said the credit union is all too aware of the struggle for parents this time of year. “We frequently assist parents in the South Kerry community around this time of year who need help either budgeting for the back-to-school spend, or taking out a loan to see them through. It’s understandable that these costs are a financial burden for so many when parents are paying €949 per primary school child. The spend is even higher for parents with secondary school children who are forking out and €1,399 per child. We want parents to know we are here to help, if only to have a chat about how they can budget for the upcoming spend.”
The survey also found that there was a slight drop (1%) in the numbers approaching moneylenders. Parents saying they are relying on credit cards to cover the back-to-school spend also decreased by 5%, falling from 18% to 13%.
“We consistently try to provide financial education to parents in the xx community and inform them of the extremely high interest rates charged by moneylenders. We are happy to see a fall in the numbers going this route, but still concerned that 3% of parents will approach moneylenders in an effort to cope with costs. Our message would be to chat to us first in the credit union before making this decision. Using moneylenders can result in a recurring cycle of unnecessary debt and panic borrowing” said Karena.
Karena continued; “If for example a parent opted to take a Killarney Credit Union Back to School loan instead of using a moneylender, the APR rate would be 8.5%*, compared to rates of over 100% which some moneylenders can charge. Our loan is typically approved within 48 hours and there are no hidden transaction fees or charges. As always, we are happy to work with parents to structure repayments in a way that suits their individual circumstances. We are more than happy to assist anyone who might need a little extra financial assistance at back to school time.”
* For a €1,500, 1 year variable interest rate loan with 12 monthly repayments of €130.62 an interest Rate of 8.2%, a representative APR of 8.5%, the total amount payable by the member is €1,567. Information correct as at 16/7/19

-ENDS-
For more information, please contact Helen on 064-6623730 or 087451800

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Loans

Low cost loans

Competitive rates

Fast loan approval

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Join Killarney Credit Union

Have you been thinking about joining the credit union for a while? Well, now is the time to act! We are looking for new members to be part of our South Kerry credit union community. Young or old, we welcome all ages to join us.

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Cultivate Loans from Killarney Credit Union

Loans to meet the needs of the farming community - Cultivate provides quick & easy access to short and medium term farm finance. Click to read more!

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Savings

Multiple options

Ease of access

Security & peace of mind

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Other Services

Foreign Exchange

Paypoint

Insurance Products

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