No matter what your personal loans needs are, we can tailor a loan to suit.
- Competitive personal loan rates of 10% (10.5% APR).
- You benefit from loan protection insurance at no added cost (terms & conditions apply).
- No set up charge or account fees.
- Your repayments can be scheduled to suit your circumstances.
- You can top up your loan if you need more funds (subject to approval).
- You can protect your loan with repayment protection insurance (terms & conditions apply).
- Loan term of up to 8 years available. (subject to terms & conditions).
- You can avail of free life, disability and critical illness cover on your loan (terms & conditions apply).
- Quick approval for smaller loans.
- As your loan decreases, so does your interest repayments.
Further Information:
Loan Calculator - How Much Will My Loan Cost?
Loan Repayment Table
| Amount | Term | APR* | Monthly Repayments | Total Amount Repayable |
| €500 | 1 Year | 10.5% | €48.98 (12) | €527.65 |
| €1,000 | 1 Year | 10.5% | €87.95 (12) | €1,055.30 |
| €3,000 | 2 Years | 10.5% | €138.49 (24) | €3,323.49 |
| €5,000 | 3 Years | 10.5% | €161.40 (36) | €5,809.83 |
| €7,000 | 3 Years | 10.5% | €225.96 (36) | €8,133.76 |
| €10,000 | 5 Years | 10.5% | €212.56 (60) | €12,751.65 |
| €15,000 | 5 Years | 10.5% | €318.83 (60) | €19,127.65 |
| €20,000 | 5 Years | 10.5% | €425.11 (60) | €25,503.47 |
| €30,000 | 8 Years | 10.5% | €455.44 (96) | €43,711.06 |
| €40,000 | 8 Years | 10.5% | €607.25 (96) | €58,281.58 |
| €50,000 | 8 Years | 10.5% | €759.07 (96) | €72,851.60 |
Typical APR variable personal loan rate (10.5% APR). Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract. Figures correct as at March 2019.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Documentation Required
Completed application form
Simply call to any of our branches and our staff will be happy to assist you.
Proof of Identity
e.g. valid passport, driver’s license
Proof of Current Address (last 6 months)
e.g bank statements, utility bill, social welfare letter, government documents etc
Proof of Income
e.g 3 most recent pay slips or social welfare payment receipts
For Self Employed Members:
Notice of assessment and accounts (2 years), Completed Form 11,Tax Clearance Certificate
Current Bank Statements
may be required (last 3 months)
Credit Card Statements
(last 3 months)
Other information deemed necessary by the credit union
Personal Loan Terms & Conditions
- Maximum term is up to 8 years.
- Maximum loan amount is €50,000.
- Maximum number of top ups is 3 per year (subject to board discretion).
- We may seek your permission to undertake a credit bureau check with your loan application.
Download a PDF Information Leaflet
Click the icon below to download a PDF with further information.
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