WE HAVE A LOAN TO SUIT ALL YOUR PERSONAL NEEDS.
- QUICK DECISION ON LOAN APPLICATIONS
- Repayment terms tailored to meet your needs.
- Friendly Local Service.
- No penalties for repaying your loan early.
- No hidden fees, transaction charges, or set up fees.
- As your loan decreases so does your interest repayments.
- Benefit from Free Loan Protection Insurance. (T’s & C’s apply.)
- You can apply for and draw down your loan online and in branch.
- No documentation or arrangement fees.
- You can top up your loan if you need more funds (subject to approval).
- Competitive Loan Rate of 10%. (10.5% APR)
- Borrow up to €50,000 over a maximum term of 8 years
- Support your credit union by borrowing locally.
Loan Calculator - How Much Will My Loan Cost?
Loan Repayment Table
|Amount||Term||APR*||Monthly Repayments||Total Amount Repayable|
|€500||1 Year||10.5%||€48.98 (12)||€527.65|
|€1,000||1 Year||10.5%||€87.95 (12)||€1,055.30|
|€3,000||2 Years||10.5%||€138.49 (24)||€3,323.49|
|€5,000||3 Years||10.5%||€161.40 (36)||€5,809.83|
|€7,000||3 Years||10.5%||€225.96 (36)||€8,133.76|
|€10,000||5 Years||10.5%||€212.56 (60)||€12,751.65|
|€15,000||5 Years||10.5%||€318.83 (60)||€19,127.65|
|€20,000||5 Years||10.5%||€425.11 (60)||€25,503.47|
|€30,000||8 Years||10.5%||€455.44 (96)||€43,711.06|
|€40,000||8 Years||10.5%||€607.25 (96)||€58,281.58|
|€50,000||8 Years||10.5%||€759.07 (96)||€72,851.60|
Typical APR variable personal loan rate (10.5% APR). Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract. Figures correct as at March 2019.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Completed application form
Simply call to any of our branches and our staff will be happy to assist you.
Proof of Identity
e.g. valid passport, driver’s license
Proof of Current Address (last 6 months)
e.g bank statements, utility bill, social welfare letter, government documents etc
Proof of Income
e.g 3 most recent pay slips or social welfare payment receipts
For Self Employed Members:
Notice of assessment and accounts (2 years), Completed Form 11,Tax Clearance Certificate
Current Bank Statements
may be required (last 3 months)
Credit Card Statements
(last 3 months)
Other information deemed necessary by the credit union
Personal Loan Terms & Conditions
- Maximum term is up to 8 years.
- Maximum loan amount is €50,000.
- Maximum number of top ups is 3 per year (subject to board discretion).
- We may seek your permission to undertake a credit bureau check with your loan application.
Download a PDF Information Leaflet