Killarney Credit Union

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Loans

Great rates, flexible options and friendly local service.

 
Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Locations

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Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Locations

Click to view

link

Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.
Killarney Credit Union

Loans

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Car Loan

Looking for new wheels?  We've got the loan for you

  • No deposit or upfront payments needed for your car.
  • No documentation or arrangement fees.
  • No hidden fess, transaction charges, or set up fees.
  • Repayments are scheduled to suit your circumstances.
  • No lump sum payments for your car at the end of the finance arrangement.
  • You are not tied to any motor dealer or brand.
  • Unlike some motor finance deals, there are no mileage restrictions.
  • You can sell on the car at any time.
  • Unlike hire purchase agreements, you own the car from the start.
  • You don't get charged penalties for repaying your loan early.
  • You can get pre approval for a car loan, so you can shop around first.
  • You benefit from free life, disability and critical illness cover on your loan (terms & conditions applies).
  • You can protect your loan with repayment protection insurance (terms & conditions applies).
  • You can avail of competitive car insurance cover through our member's affinity scheme.

 

 

Further Information:

 Loan Calculator - How Much Will My Loan Cost?

Please Complete:

Calculated Loan Details:

* Calculator for estimation purpose only and does not constitute a contract. Please see individual loan pages for more details.

 Loan Repayment Table

Amount Term APR* Monthly Repayments & No. Total Amount Repayable
€2,000 1 Year 7.8% €173.50 (12) €2,081
€5,000 2 Years 7.8% €225.00 (24) €5,399
€10,000 5 Years 7.8% €200.35 (60) €12,018
€15,000 5 Years 7.8% €300.53 (60) €18,028
€20,000 5 Years 7.8% €400.67 (60) €24,039
€25,000 6 Years 7.8% €432.14 (72) €31,113
€30,000 8 Years 7.8% €416.37 (96) €39,971
€50,000 8 Years 7.8% €693.55 (96) €66,593

 

Typical APR Variable Car Loan Rate (7.8% APR). Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may effect your credit rating which may limit your ability to access credit in the future.

 Documentation Required

Completed application form

Simply call to any of our three branches and our staff will be happy to assist you.

Proof of Identity

e.g. passport, driver’s license

Proof of Current Address (last 3 months)

e.g bank statements, utility bill, social welfare letter, government documents etc

Proof of Income

e.g 3 most recent pay slips or social welfare payment receipts

Proof of PPS Number

Correspondance from Revenue / Department of Social Protection, Social welfare receipts

For Self Employed Members:

Set of accounts (2 recent years), Form 11,Tax Clearance Certificate

Current Bank Statements

may be required (last 3 months)

Credit Card Statements

(last 3 months)

 

 Car Loan Terms & Conditions

  • Maximum loan amount is €50,000.
  • Proof of Purchase (invoice from garage, copy of seller's vehicle registration certificate, copy of advert for private sales).
  • We may seek your permission to undertake a credit bureau check with your loan application.

 

 Download a PDF Information Leaflet

Click the icon below to download a PDF with further information.

Click to download an information leaflet

 

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Click here to fill out our quick online enquiry and we'll be straight back to you...

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Loans

Low cost loans

Competitive rates

Fast loan approval

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Join Killarney Credit Union

Have you been thinking about joining the credit union for a while? Well, now is the time to act! We are looking for new members to be part of our South Kerry credit union community. Young or old, we welcome all ages to join us.

Click to learn more…

 

Credit Union Current Account Survey

Our Current Accounts service is coming soon and we would like your feedback.  Click here to take part in our survey!

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Savings

Multiple options

Ease of access

Security & peace of mind

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Other Services

Foreign Exchange

Paypoint

Insurance Products

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