Killarney Credit Union

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About us

Who we are and what we do...


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064 KillarneyCU6631344



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Killarney Credit Union
Coronavirus Information

About Us

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About Us

Killarney Credit Union is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Established in July 1970, Killarney Credit Union is proud of its heritage and continues to be governed by our members and voluntary Board of Directors.

Membership of Killarney Credit Union stands at over 34,000 members and we currently employ 28 staff (full time/part time) in our branch offices in Killarney, Kenmare and Cahersiveen.

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. We offer members the chance to have control over their own finances by making their own savings work for them. Killarney Credit Union is owned by the members — the people who save and borrow with it — people like you.

We are affiliated to the Irish League of Credit Unions. We are governed by the Central Bank of Ireland.

We celebrated our 50th anniversary in 2020.

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Our Branches

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Mission Statement

Our Mission Statement 

"Our mission is to be a financial cooperative owned and controlled by our members, for the benefit of our members and the community. Consistent with the principals , philosophy and values of the credit union movement. We aim to provide a safe, superior, financial service in a friendly and professional manner with respect for the worth and dignity of our members. We aim to meet the needs of our members- owners, enhancing lives and financial well being while maintaining the strength of Killarney Credit Union".  Adopted 2017

Our Values 

• Sustainability
• Trust
• Integrity and respect
• Transparency
• Personal service
• Compassion
• Social responsibility

Credit Union Principles

Credit Union Ethos

As a Not for Profit Financial Co-Operative our services aim to incorporate the Credit Union Motto “Not for Profit, Not for Charity, but for Service” by

  • Encouraging thrift
  • Creating a source of credit at reasonable interest rates
  • Educating members on the wise use of money
  • Promoting the welfare of the Credit Union community

Credit Union Philosophy

The philosophy of the Credit Union Movement is grounded in the co-operative values of:

  • Equality
  • Mutual Self Help
  • Equity

“People helping People” is at the cornerstone of this philosophy. By working together through co-operation, people can achieve far more together than individually on their own.

Credit Union Operating Principles

The Credit Union Movement has adopted a common set of Operating Principles based on our Ethos and Philosophy

Credit Union Operating Principles are:

  1. Open and Voluntary Membership
  2. Democratic Control
  3. Limited dividends on equity capital
  4. Return on savings and deposits
  5. Return of surplus to members
  6. Non discrimination in race, religion and politics
  7. Services to members
  8. On-going education
  9. Co-operation among co-operatives
  10. Social responsibility

 Credit Union Links

Killarney Credit Union is affiliated to the Irish League of Credit Union. Visit for more details

We are part of World Council of Credit Unions


Our Staff


Mark Murphy

Mark Murphy

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Elma Culloty

Operations Manager
Shane Foley

Shane Foley

Risk & Compliance Manager
Karena McCarthy

Karena McCarthy

Marketing Officer / Member Services
Brendan Lynch

Brendan Lynch

Team Leader / Member Services
Therese Buckley

Therese Buckley

Team Leader / Member Services

Elma Shine

Branch Manager, Cahersiveen
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Margaret Moynihan

Credit Control
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Emma Looney

Office Administrator / Reception
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Donagh Barry

Member Services 
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Jennifer McCarthy

Member Services

John Casey

Member Services 
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Kathleen O'Leary

Member Services 
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Noreen O'Sullivan

Member Services
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Mairead Brosnan

Member Services
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Angela McCarthy

Member Services 
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Miriam McCarthy

Member Services 

Johnny O Neill

Member Services 
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Eileen Dineen

Member Serivces 
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Ciara Cronin

Member Services 
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Sheila Coffey

Member Services 
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Veronica Harty

Member Services 

Joe Lyne

Lending Officer 

Elaine O Shea

Member Services/Loans Officer

Darren Casey

Member Services/Loans Officer

Our Directors

2020 Board of Directors & Management

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Front l-r

John Long, Mark Murphy, Pat Sheehan, Gerard Galvin

Back l-r

Back l-r Jackie O Leary, Dermot Griffin, Bernard Hourihan, Elaine O Riordan

Killarney Credit Union Head Shots 4 min

Pat Sheehan


Dermot Griffin

Vice Chairman
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Ger Galvin




  • Pat Sheehan (Chairperson)
  • Ger Galvin (Secretary)
  • Dermot Griffin (Vice Chairperson)
  • Colin Kiely
  • John Long
  • Jackie O’Leary
  • Joy Clifford Vaughan
  • Eileen Casey
  • Elaine O Riordan
  • Frank McGonigle


Board Oversight Committee

  • Caragh Neeson (Chairperson)
  • Bernard Hourihan
  • Michael O'Brien



  • Catherine Barry
  • Mary O Shea

Our Offices

Head Office, Beech Road, Killarney

Beech Road

Killarney Road, Kenmare

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 1-3 O Connell Street, Cahersiveen

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Killarney Credit Union Junior Members


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More Information

For more information about any of our services please feel free to contact us directly.  We will be happy to help in any way we can.

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Low cost loans

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Join Killarney Credit Union

Have you been thinking about joining the credit union for a while? Well, now is the time to act! We are looking for new members to be part of our South Kerry credit union community. Young or old, we welcome all ages to join us.

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Coronavirus Information

Click here for important member information and details of how we are here to help during this difficult time.

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