The "They won't be kids forever" Loan

Your Holiday Loan Your Way

Almost all of us at some stage want (or need!) to get away from it all and go on a holiday break. Be it just for a few days, a week, a fortnight or even a whole month. That special time away from all the daily routines can be just what you need to recharge the batteries and reduce stress.

Whether you’re looking for THE ‘I can't wait to see their faces’ ONCE-IN-A-LIFETIME FAMILY HOLIDAY LOAN, or THE ‘I think I might break if I don’t get away soon’ SHORT BREAK LOAN, come and talk to your local credit union.

Our philosophy has always been to look at things differently. We understand the difference a holiday loan can make to your life – creating memories and high points to look forward to, so we always look at your whole story to make sure you arrive at the perfect destination. We only propose holiday loans with realistic terms, which you can pay back in a way that works best for you. KenmareCredit Union was established 27years ago and is here to try and help you make your holiday a reality. If you need a holiday loan your credit union can help you settle on an amount that is realistic for your circumstances and on a realistic term that won’t mean paying off your annual holiday over many years.

The great thing about a holiday loan at Kenmare Credit Union is that there are no hidden fees or transaction charges and credit union interest rates are fair and reasonable and are capped by law. Repayments are calculated on your reducing balance, so you pay less interest with each repayment. Your credit union loan is also insured in the event of your death – subject to terms and conditions - at no direct cost to you. Other lenders charge for this. You can pay off your loan early, make additional lump sum repayments or increase your regular repayments all without a penalty.

Remember, in your local credit union, you are not a customer, you are a valued member.

Don’t forget to talk to your credit union about some of the great holiday insurance options available to members at great costs. Coveru.ie Holiday Insurance is a website based product. It offers members of Kenmare Credit Union greater accessibility, good value and most importantly excellent cover providing peace of mind when travelling abroad.

Coveru.ie holiday Insurance is being offered by Kenmare Credit Union in conjunction with AIG Europe and offers comprehensive worldwide travel insurance.

Emer Guihan of Kenmare Credit Union said: “We are continuing to look to the future and how we can meet the growing needs and demands of our members. Coveru.ie is an excellent product proposition in terms of cover, options and price to members. If you are spending your hard earned savings on that once in a lifetime trip to Australia or simply taking a weekend break to Europe coveru.ie has a product to suit your needs."

She continued; "There are three levels of cover, Budget, Premier and Premier Plus to choose from, designed to provide affordable travel insurance cover for all budgets. An additional discount is also offered to those taking out travel insurance if they already have Private Health Insurance. If you would like more information about coveru.ie please call into the credit union or check out the

coveru.ie website for policy information and terms & conditions. If you're not already a member, why not pop into us and join us for the many great benefits of credit union membership.”       Speaking about their holiday loan Eileen Dineen of Kenmare Credit Union said: “The two most important things about a loan are being able to borrow money and pay it back. We always encourage members to manage money carefully by structuring loans around needs and ability to repay. Kenmare Credit Union is delighted to speak to you about your needs when you are planning your holiday requirements.”

ENDS

* For a €1,000, 1 year variable interest rate loan, with weekly repayments of €20.33, an interest rate of 11%, an APR of 11.62%; the total amount payable by the member will be €1,056.85.

For further information please contact: Kenmare Credit Union (064 6642111 or www.kenmarecreditunion.ie)

Cover U.ie - Credit Union Insurance

Coveru.ie is a new suite of insurance services brought to you by credit unions and AIG. Coveru.ie offers great value to credit union members on home, car and travel insurances.

Key Benefits of Home insurance from coveru.ie

• Highly competitive quotes. New customers can avail of 12 months cover for the price of 10. This is equivalent to a 17% discount. This offer is valid until 31/12/2015.
• No administration fees when the insured party makes a change to the policy during the year
• Free 24hr Home Assist Help Line
• Fast and efficient 24-hr claims service
• A 30% discount for 3 years No Claims is available on the property to be insured
• If a person has car insurance with coveru.ie, they will receive a further 20% discount

Key Benefits of Car insurance from coveru.ie

• 12 months cover for the price of 11 (a 9% discount). This offer expires on 30/6/2015.
• Comprehensive and Third Party, Fire & Theft Cover
• Instant quotes online and over the phone
• Maximum No-Claims Discount of up to 55%
• 24 Hour Claims Service

Key Benefits of Travel insurance from coveru.ie

• Single Gap & Multi Trip options
• Competitive Premiums
• Online purchase in minutes
• 25% discount for Private Medical Insurance holders

How to get a quote

Credit union members can get a quote for coveru home, car or travel insurance:

1                    Online via the coveru.ie website at www.coveru.ie

2                    Over the phone by contacting AIG Customer Service 1890 410 410.

Cahersiveen Relaunch Event

Cahersiveen Relaunch Event

Radio Kerry The Afterrnoon Show will broadcast from our Cahersiveen branch on Friday 7th December from 3pm. Meet Santa and our credit union mascot Rua. Win some great prizes such as hampers and gifts and find out about our range of new services. Make sure to call in on the day. 

La Fheile Padraig

We are closed tomorrow 17th March for St. Patrick's Day and will reopen Wednesday 18th March 10am to 4:30pm.

Art Competition Winners 2018

Under 7 Category
1st: Amerie Peyton Mujeri Holy Cross NS, Killarney 
2ND: Alicja Zeilenska St Johns NS , Kenmare 
3rd: Jack Rice Lissivigeen NS 
8-10 Category
1st: Amelie Counihan Scoil Mhuire, Killarney 
2nd: Clodagh Flanagan Holy Cross NS, Killarney 
3rd: Ella O Sullivan Scoil Breannain, Portmagee 
11-13 Category
1st: Mia Counihan ISK, Killorglin 
2ND: Eva Stack Lissivigeen NS, Killarney 
3rd: Thomas Curran Scoil Bhreannin, Portmagee

14-17 Category
1st: Jonathon O Keefee St Brendans College
2nd: Ailbhe Murphy St Brigids Secondary School 
3rd: Laura McCormick Colaiste na Sceilge, Cahersiveen 
Under 7 Special
1st: Molly Kate White Holy Cross, Killarney
8-10 Special
1st: Oisin Doyle Loughguittane NS 

11-13 Special Category
1st: Ana Cornide St Johns NS, Kenmare 
2nd Mary Kate Crowley Scoil Saidhbhin 
3rd: Jack O Shea St Johns NS

14-17 Special (no entrants)

18+ Special

1st: James O Shea KPF 
2ND: Jimmy O Shea KPF 
3RD: Ger O Mahony KPF 

First place winners who now compete at regional level which takes place on Saturday 1st December 2018 in Manor West Tralee. 

Home Insurance - 2 months free cover for Credit Union Members

LOCAL CREDIT UNION’S NOW OFFERING GREAT RATES ON CAR, TRAVEL & HOME INSURANCE

The Irish League of Credit Unions has this week officially launched a new Home Insurance product through CoverU.ie aimed at credit union members throughout the country. The launch took place at a special event at Croke Park with GAA stars Bernard Brogan and Brian Cullen and boxer Michael Curruth.

This is an exciting new development for the 2.98 million credit union members in the Republic of Ireland, and is part of a new move by credit unions to expand services to meet growing member demand. Credit unions already offer car and travel insurance products through CoverU.ie

Home insurance is be offered online through CoverU.ie. This website based product offers members greater accessibility, good value and most importantly excellent cover and peace of mind. CoverU.ie insurance is being offered in conjunction with AIG Europe.

• No administration fees
• 2 Months "free cover" for new customers (12 months for price of 10)
• 30% No Claims Discount if 3 years claims free or 20% discount if Car is insured with AIG
• Choice of 3 levels of cover

How to get covered

The coveru.ie website utilises the latest technology offering secure and efficient payment processing. Payments can be made by debit or credit card (Laser, Visa Debit, Visa Credit or Mastercard). The website will give a fast and secure online quotation and purchase in minutes. Cover can also be purchased over the phone via a free phone number.

Ed Farrell, Acting CEO, ILCU said: "We are delighted to be in a position to offer our valued members not only this new home insurance product but also car and travel insurance. The insurance market is very competitive and savvy consumers are shopping around for the best cover, now more so than ever. Insurance products from CoverU.ie offer good value and comprehensive cover."

He concluded: "As always the credit unions are on hand to offer member’s advice on how to manage their money and how to put a budget plan in place, so if you are planning on buying a car or taking a holiday and want to put some money away before you consider a loan – the Credit Union can help."

Speaking at the launch Declan O’Rourke, General Manager, AIG Europe said: "AIG are delighted to be partnering with credit unions to provide competitively priced car, home and travel insurance products to credit union members under the coveru.ie brand.  To celebrate the launch of coveru.ie Home Insurance we’re giving members 12 months for the price of 10, 2 months free! We’re committed to supporting business and communities at grass roots level and see the credit unions as central parts of the community and the fabric of Ireland."

To find out more just call 1890 410 410 or click on coveru.ie

Time for some home improvements

Now that the evenings are getting darker and colder, it might be time to start looking some home renovations to see you through the winter months. Whether you are planning to replace your roof, insulating your home, building an extension or replacing worn-out floors, talk to Killarney Credit Union about home improvements.
This is the ideal time to start your home renovation projects, as the government backed Home Renovation Incentive Scheme deadline is in December. This scheme offers tax relief for those planning expenditure on repair, renovation or improvement works until the end of 2018. In addition, this year, the SEAI announced a range of home energy grants for home owners.
Helen Courtney Power, Business Development Officer Killarney Credit Union said:“ Now is an opportune time to think about renovating your home with a wide range of government grants on offer. The credit union can help by offering the finance up front to cover the costs of renovation work with a home improvement loan of up to €60,000 over a 10 year term” she concluded.
For more information on The Home Renovation Incentive Scheme please go to www.revenue.ie. Home Energy Grants available from www.seai.ie.

Members can speak to any of the lending team in the credit union on 064-6613144 or This email address is being protected from spambots. You need JavaScript enabled to view it..

Apply online here 

Credit Union tops the polls

Credit Unions emerge in top spot for Customer Experience for Fourth Consecutive Year

Credit unions have been voted Number One for Customer Experience in the 2018 CXi Ireland Customer Experience Report, taking the award for the fourth year running. This is the first time, anywhere in the world, that the same organisation has taken the award for four consecutive years. Killarney Credit Union joins 250 other credit unions across the Republic of Ireland in celebrating this outstanding achievement.

The CXi Ireland Report is an annual survey which asks consumers to rate their experiences of 156 brands across 10 different sectors. More than 2,500 customer experiences were evaluated and credit unions again emerged as the overall winners, being rated highest for empathy and for the commitment of their staff.

According to Mark Murphy, CEO from Killarney Credit Union

“We are delighted to receive this award for the fourth consecutive year. It marks the total commitment which our credit union personnel have to serving the needs of our members. Our members understand that all decisions are taken at local level, by people who will take time to understand their needs”.

Credit unions were singled out within the report for the powerful bond forged with members - and the fact that the relationship with members was built completely on trust. Michael Killeen, Chairman of the CX Company said the remarkable success of credit unions was down to the fact that they put their members at the centre of everything they do.

“Trust is at the heart of the relationship and they pride themselves on always acting in their members’ best interests. This is evident in the commitment of their staff and volunteers, who go above and beyond in their interactions with their members. Not surprisingly people rank them highest in scores for Empathy, Time and Effort”, said Michael Killeen.

The 2018 report highlighted the very significant gap which exists between people’s views of the customer experience offered by credit unions compared to the banks. Indeed, the leading bank within the survey was in a lowly 79th position.

Mark from Killarney Credit Union noted that despite the repeated success of credit unions within these awards, the credit union was not resting on its laurels.

“From our interactions with our members, it is clear that they want even more services from the credit union. With more and more of our members choosing to interact with us online, we are working hard to ensure that our excellent member experience also comes through via our online offerings. But our members can rest assured - however they choose to interact with us, there will always be someone on hand to deal with any queries they have. And all decisions within the credit union are made by people who take time to understand members’ needs.”

International Credit Union Day 2018

Credit Union Difference Celebrated on Historic International Credit Union Day®

Killarney Credit Union joins more than 68,800 credit unions around the world to celebrate the 70th annual International Credit Union Day® (ICU Day) on October 18th next. In addition to being an important anniversary for the global movement, credit unions here are also celebrating 60 successful years of service in Ireland. To mark this significant milestone in Irish credit union history, this year’s ICU Day® celebrations will focus on the unique financial services offered by credit unions.

The celebrations will revolve around the theme of the ‘credit union difference’, putting people at the heart of everything we do, which has endured for the past six decades in Ireland. All credit unions remain not-for-profit institutions that operate independently. All credit union decisions on services, products and the future direction of the organisation are made at a local level, and in the best interest of the local membership. Credit unions remain a trusted and reliable provider of affordable credit in the communities they serve.

To mark the occasion, Killarney Credit Union will host a Member’s Appreciation Day in its branches with sweets, treats and gifts for members who call into any of Killarney Credit Union four branches in South Kerry.

Speaking about the activities to mark ICU Day® Mark Murphy, CEO at Killarney Credit Union said: “This year we are delighted to mark the occasion with an expansion of our services to the members in the Cahersiveen area. We would like to thank members for their patience and loyalty while we roll out our new IT system and additional functions in the Cahersiveen branch” he concluded.

Killarney Credit Union has been proudly serving the communities in the South Kerry area for nearly 40 years. Killarney Credit Union has an expanded membership of 32,000 and looks forward to the coming financial year supporting the lending needs of the members in South Kerry.

Worldwide, 68,882 credit unions in 109 countries serve 231 million members. There are 3.6 million credit union members across the island of Ireland alone, which is one of the highest number of members per head of population. In Ireland, as in other countries, credit unions with their not-for-profit and member-first ethos provide effective and viable alternatives to financial institutions which operate for profit. ICU Day® has been celebrated annually since 1948, and is traditionally marked on the third Thursday in October.

The "This will make the neighbours really jealous" Loan

Your Home Improvement Loan Your Way

Kenmare Credit Union announces a Home Improvement Loan Rate of 9.4% APR*

Whether you’re looking for THE ‘I need a man-shed and soon’ DIY LOAN, or THE ‘magnolia is so last year’ HOME IMPROVEMENT LOAN, come and talk to your local credit union.

According to property consultants, Savills in May 2014, expenditure on home improvements has increased sharply over the last 15 months. This is due to a significant improvement in consumer confidence and sentiment and a pent up demand following several years of reduced activity.

Given the added value of the Home Renovation Tax Incentive Scheme introduced in the last Budget now is the ideal time to make a start on those home improvements and a loan from Kenmare Credit Union can help you get things started. Home Improvement Loans are available at Kenmare Credit Union at a rate of 9.4% APR.*

Our philosophy has always been to look at things differently. We understand the difference a home improvement loan can make to your life, increasing comfort and adding space, so we always look at your whole story to make sure you feel at home with the loan process. We only propose home improvement loans with realistic terms, which you can pay back in a way that works best for you.  We don’t charge administration fees or transaction charges and you can pay back your home improvement loan early without penalty, if that becomes an option. Remember, in your local credit union, you are not a customer, you are a valued member.

No matter what your home improvement loan is for – from a total revamp, to just a little redecorating, or THE 'I’m going green’ ECO LOAN, your credit union will ensure everything is clear, transparent and straightforward. So you can get on with creative and wonderful improvement ideas for your home, your way.  So if you’re thinking about turning your house into a home again, call in to us today or log on to www.kenmarecreditunion.ie for more details.

Commenting on the launch of the home improvement loan campaign Catherine Orpen, Loans Officer, Kenmare Credit Union said:“ The Irish property market is certainly showing signs of recovery and this in turn is giving people confidence to carry out home improvements that were maybe put off during the depths of the recession. Kenmare Credit Union is delighted to be able to offer a new home improvement loan product to its member at a very competitive 9%*rate. We would encourage members contemplating undertaking improvements in their home to contact us about finance.”

For more information on The Home Renovation Incentive Scheme please go to www.revenue.ie

Cost of Finance:

For a €5,000, 3 year variable interest rate loan, with monthly repayments of €159, an interest rate of 9 %, an APR of 9.4 %; the total amount payable by the member will be €5,724.

For further information please contact: Kenmare Credit Union (064 6642111 or www.kenmarecreditunion.ie)

Members Draw - are you in?

We will be giving away car and cash prizes next month in our members draw.. so now is the time to apply for the members draw. 

Application Form - complete and return to any of the KCU branches. 

Third Level Bursary Award Winners 2018

€4,000 giveaway in Third Level Educational Bursary Award Scheme

For immediate release
6th October 2018
Killarney Credit Union made a cheque presentation to the lucky winners of the Third Level Educational Bursary Award at a function at in the Beech Road office on Saturday 6th October.
The winners of the bursary were Mary Murphy, Paul Murphy, Emily Cronin and Andrew Law Braney who each received an award for €1,000.00 each.
Speaking about the awards, Joy Clifford Vaughan, Youth Officer, Killarney Credit Union stated “This year, we had the highest amount of applicants for our Third Level Bursary Award. In light of the increasing costs of attending third level, we are delighted to support these first year students as they begin their academic journey and also wish all those that applied continued success in their studies”.
70 applications were received for the awards and applications were open for those who are attending third level for the first time and members of Killarney Credit Union.
The winning students were Mary Murphy from Kilcummin who is studying education at Mary Immaculate College, Paul Myers from Barleymount who is studying Computer Science in CIT, Emily Cronin from Sheheree, Killarney who is studying Business in University of Limerick and Andrew Law Braney from Kenmare who is studying Art in Limerick School of Art and Design
“Supporting education is very important to us in the credit union and we have given out €20,000 to date to students attending third level through our involvement in the bursary award” stated Pat Sheehan, Chairman, Killarney Credit Union.

Andrew Law-Braney, Paul Myers, Mary Murphy and Emily Cronin, recipients of the Killarney Credit Union Third Level Bursary Award 2018, with Pat Sheehan,(Chairman, Killarney Credit Union) and Joy Clifford-Vaughan (Youth Development Officer, Killarney Credit

Kenmare Credit Union Annual General Meeting

AGM 2013 & 2014

Kathlyn O’Brien, secretary of Kenmare Credit Union, invites you as a Member of Kenmare Credit Union, to our Annual General Meeting for 2013 and 2014. The meeting will take place on 28^th January 2015 at 7:30pm at our Killarney Road Office.

We would encourage you to attend the meeting to exercise your democratic right to participate in proceedings. The AGM is open to all members of Kenmare Credit Union. We look forward to seeing as many of you as possible at the AGM.

Caherciveen Credit Union Merger

Local credit unions to merge

The Boards of Killarney Credit Union and Caherciveen Credit Unions are pleased to announce that the two credit unions are planning to merge. Caherciveen Credit will undertake a “transfer of engagements” and become part of Killarney Credit Union. By combining resources the merged credit unions will have assets of over €140 million, savings of €123 million and combined reserves of under €17 million. The merger is expected to be completed at the end of September, subject to final approval from the Central Bank of Ireland.

Members will be unaffected by this process and can continue to do business as normal with their credit union. This ‘transfer of engagements’ is a welcome development for both credit unions which will now focus on providing enhanced member services in their local communities.

The credit union offices will remain open and fully operational and savings at both credit unions remain protected by the Government’s Deposit Guarantee Scheme of up to €100,000 per depositor.

The decision was taken for the credit unions to come together in order to improve efficiency for members of both credit unions, and so that the credit unions can work together to grow and meet the increasing demands of members for a wider range and depth of services.

The credit union in Caherciveen Credit Union will now operate under a branch network structure with its head office located in Beech Road, Killarney.

The credit unions will also be able to work together to manage regulatory requirements with the main objective of enhancing service provision, and will continue to lead the way in the provision of loans, savings and budgeting services and accessible, friendly financial services in the local areas of South Kerry.

Speaking about the ‘transfer of engagements’, Mark Murphy, CEO of Killarney Credit Union said “Both credit unions recognise and appreciate the loyalty and support of their members. For this we would like to thank our members and assure them that together, and with their continued loyalty, we will continue to make a positive difference. The merging of Killarney and Caherciveen Credit Unions will strengthen the service offering in both locations. We are taking decisions now which will result in enhanced products and services to our members, and we are very much looking forward to the continued role that we will play in the local community. As with every decision taken by this credit union, we were guided by the best interests of our members at all times”.

Membership of the combined credit unions will now stand at 32,000 members and cover most of the South Kerry area. Killarney Credit Union has successfully undertaken a transfer of engagements with Kenmare Credit Union in 2015.

Elma Shine, from Caherciveen Credit Union who will remain as manager of the Caherciveen branch commented “This merger ensures the long term sustainability of the credit union in Caherciveen through cost reductions by economies of scale. It also allows the credit union to have access to greater lending capacity and service offerings. We can assure members that the Caherciveen branch will remain open and our level of service to members will continue” she concluded.

Members Q & A 

The "I've had enough at waiting at bus stops" Loan

Your Car Loan Your Way

Get your Car Loan and Car Insurance through Kenmare Credit Union Ltd

Kenmare Credit Union has launched its 2015 New Year Car Loan Campaign. The campaign highlights the 9.4% APR* loan rate available to members at the credit union.

Our philosophy has always been to look at things differently. We understand the difference a car loan can make to your life, giving more space and more freedom, so we always look at your whole story to make sure your journey with us is a pleasant one. We only propose car loans with realistic terms, which you can pay back in a way that works best for you. We don’t charge administration fees or transaction charges and you can pay back your car loan early without penalty, if that becomes an option. Remember, in your local credit union, you are not a customer, you are a valued member.

Kenmare credit union is now a one stop shop for your car finance and insurance needs. Through CoverU.ie, the credit union insurance service, you can now get a competitive car insurance quote with a special offer of 12 months insurance for the price of 11.

So if you want to get on the road to buying your new car,  call in to us today. No matter what your car loan is for - from running around, to going further afield or THE 'I’ve had enough at standing of bus stops’ SECOND-HAND CAR LOAN, your credit union will ensure everything is clear, transparent and straightforward. It is not a Hire Purchase agreement, there are no balloon payments, there are no gimmicks and you own the car from the outset. You do not own the car until the last repayment if you opt for a Hire Purchase Agreement as a method of car finance.

Commenting on the launch Eileen Dineen, Loans Officer, Kenmare Credit Union said: “People in the greater Kenmare area are still buying cars but are shopping around for better value in the car financing deal. Try not to be influenced by repayments that seem low. Look at the total offer or hire purchase price as this is what you must pay to own the car. Whether you’re looking for THE ‘can’t ask my Dad for the keys again’ FIRST CAR LOAN, or THE ‘honey, we can’t shrink the kids’ FAMILY CAR LOAN, come and talk to us."

She continued: “We are delighted to announce the addition of a great value car insurance solution to our members. This product is very competitively priced and offers a wide range of benefits to our members.  To get a quote or to get more information about CoverU.ie car insurance, members simply need to log on to www.coveru.ie”.

With CoverU.ie a unique Telematics Smartphone App is available to download when you purchase car insurance and offers you real time information on your driving, gives you a score for each completed journey and allows you to track your progress toward additional discounts.

Consumers who would like independent information or help in understanding any of the terms and conditions of their hire purchase (or any other loan) contract should contact the National Consumer Agency. You can contact their consumer help-line on lo-call 1890 432 432 or visit their website. For more information on Hire Purchase Agreements and their charges please go to consumerhelp.ie

Coveru.ie car insurance is being offered in conjunction with AIG Europe Ltd.

*Cost of Finance

For a €5,000, 3 year variable interest rate loan, with monthly repayments of €159, an interest rate of 9%,  an APR of 9.4 %; the total amount payable by the member will be €5,724

For further information please contact: www.kenmarecreditunion.ie or 064 6642111.

Celebrating International Credit Union Day

Free car history check

Peace of mind with a free car check with your local credit union

Credit Unions in Kerry and West Limerick Limited has partnered with Car History Check company MyVehicle.ie to offer a Free Car History Check with every new car loan for the month of September.*
MyVehicle.ie offers a full Irish & UK Vehicle History and Finance check for those considering purchasing a new car. The Credit Union is offering members a number of Free Car History Checks during September for those borrowing over €1,000 in car finance. The Car History Check normally retails at €35.00 per report.
Helen Courtney Power, Chairperson, Marketing Committee, Chapter 23 (Kerry and West Limerick Credit Unions stated “When buying a second hand car, you are always concerned about the history of the car and whether you are paying the right amount for the value of the car. As the main provider of car finance in the community, we want to protect our members when buying a car, so we are offering a Free Car History Check with each new car loan during September” Helen concluded.
The type of information provided in the MyVehicle.ie report include Full Vehicle Identity Check, Irish & UK Finance Check, Damage Alert, Write Off Alert, Mileage Check, NCT/CVRT Status & MOT History Check, Irish & UK No. of Owners Check and Most recent date of sale & sale history Check.
Speaking about the partnership, Justin Kavanagh, Managing Director from MyVehicle.ie stated “We are delighted to partner with the Credit Unions in helping their members buy the Right car with the Right History. In this current climate it is a vital necessity to ensure that the background history of every used vehicle is checked and verified before being purchased, whether buying from a private seller or from a dealership and your local Credit Union have now made this easier for you to do this”.
The participating credit unions are Cara Credit Union, Killarney Credit Union, Dingle Credit Union, Rathmore Credit Union, Clanmaurice Credit Union, Caherciveen Credit Union, Listowel Credit Union and Abbeyfeale Credit Union.
*The free history check is available for car loans in excess of €1,000 and only one check is available per application. There are a limited number of car history checks available per credit union and offer ends on the 30th September 2018.

Apply for a car loan here 

2015 Bursary Award Winners

Many congratulations to our 2015 Bursary Award Winners:

l-r Pat Delaney, Chairman, KCU, Brian Myers, Rebecca Smith, Mark Murphy, CEO, KCU, Sarah Courtney, Catherine Coffey, Youth Officer, KCU, Natalia Makowska

Natalia Makowska, Ballydowney

Sarah Courtney, Farranfore

Brian Myers, Barleymount

Rebecca Smith, Kilgarvan 

Art Competition 2018

Calling all budding artists. Our 2018 Art Competition is now open for entries. The theme is this years competition is "The Force of Nature". Open to all ages, all abilities including group submissions. Closing date is the 19th October 2018. Download the application form here

FEELING THE POST CHRISTMAS FINANCIAL PINCH?

GET YOUR FINANCES IN ORDER THIS NEW YEAR

Too much food and wine aren’t the only things causing post -Christmas hangovers in 2015. A recent survey published by the ILCU found that it takes over 8 weeks for consumers to financially recover from overspending at Christmas and certainly many families will be feeling the financial pinch in January 2015. Kenmare Credit Union is advising its members and the public to use the start of the year wisely to get their family finances in order. Whether it’s a review of household budgets, paying off outstanding debt or putting a savings plan in place – Kenmare Credit Union is best placed to help.

A recent survey showed that 51% of consumers expected to borrow money to get through the Christmas 2014 period, with 6% approaching moneylenders to cover these costs. Kenmare Credit Union would like to remind people that they offer fair, competitive loan rates, that are capped by law, which are significantly cheaper than loans from moneylenders. So if this year you are planning to buy a new car, carry out home improvements, take a holiday or are preparing for a special event, Kenmare Credit Union can help make those plans become a reality.

Kenmare Credit Union has been in operation for over 25 yearsand currently has 3,769 members. In 2014, Kenmare Credit Union provided almost €1 million to those in need of small modest loans.  The knock on effect for local businesses has been invaluable, and the economic impact for local communities is unquantifiable.  The importance of the local credit union cannot be underestimated and the continued availability of local, friendly and accessible financial services is of vital importance in local communities.

Kenmare Credit Union does things differently and provides a safe place for your savings and small modest loans which are the very core of our business. The ethos remains the same today as when credit unions were established over 50 years ago. Despite enormous change, in addition to new and increased regulatory considerations, Kenmare Credit Union remains a vital and accessible provider of essential financial services. As member needs grow, Kenmare Credit Union is very much looking to the future and to providing new, enhanced products and services – things like travel and car insurance offered through CoverU.ie, electronic payment services, direct debits, debit cards, ATMs, student bursaries and specialised loan rates. It is worth checking out what your local credit union has on offer.

Ciara Cronin of Kenmare Credit Union said: The New Year doesn’t have to be fraught with unnecessary financial stress and debt. We are urging members and the public alike to look at their finances, highlight where their money is going, and take those first steps towards effective budgeting and money management. Talk to us and if you are considering a loan and see how Kenmare Credit Union can help before turning to moneylenders. Our credit union pride itself on its innovative people focused approach to loans, savings and other financial services and continue to work for the mutual benefit and general welfare of our members. Our uniqueness lies in our difference to other financial institutions and this can be seen in the way we approach our services and how we deal with our members”

For more information log onto www.kenmarecreditunion.ie or call 064 66 42111.