Your Car Loan Your Way
Get your Car Loan and Car Insurance through Kenmare Credit Union Ltd
Kenmare Credit Union has launched its 2015 New Year Car Loan Campaign. The campaign highlights the 9.4% APR* loan rate available to members at the credit union.
Our philosophy has always been to look at things differently. We understand the difference a car loan can make to your life, giving more space and more freedom, so we always look at your whole story to make sure your journey with us is a pleasant one. We only propose car loans with realistic terms, which you can pay back in a way that works best for you. We don’t charge administration fees or transaction charges and you can pay back your car loan early without penalty, if that becomes an option. Remember, in your local credit union, you are not a customer, you are a valued member.
Kenmare credit union is now a one stop shop for your car finance and insurance needs. Through CoverU.ie, the credit union insurance service, you can now get a competitive car insurance quote with a special offer of 12 months insurance for the price of 11.
So if you want to get on the road to buying your new car, call in to us today. No matter what your car loan is for - from running around, to going further afield or THE 'I’ve had enough at standing of bus stops’ SECOND-HAND CAR LOAN, your credit union will ensure everything is clear, transparent and straightforward. It is not a Hire Purchase agreement, there are no balloon payments, there are no gimmicks and you own the car from the outset. You do not own the car until the last repayment if you opt for a Hire Purchase Agreement as a method of car finance.
Commenting on the launch Eileen Dineen, Loans Officer, Kenmare Credit Union said: “People in the greater Kenmare area are still buying cars but are shopping around for better value in the car financing deal. Try not to be influenced by repayments that seem low. Look at the total offer or hire purchase price as this is what you must pay to own the car. Whether you’re looking for THE ‘can’t ask my Dad for the keys again’ FIRST CAR LOAN, or THE ‘honey, we can’t shrink the kids’ FAMILY CAR LOAN, come and talk to us."
She continued: “We are delighted to announce the addition of a great value car insurance solution to our members. This product is very competitively priced and offers a wide range of benefits to our members. To get a quote or to get more information about CoverU.ie car insurance, members simply need to log on to www.coveru.ie”.
With CoverU.ie a unique Telematics Smartphone App is available to download when you purchase car insurance and offers you real time information on your driving, gives you a score for each completed journey and allows you to track your progress toward additional discounts.
Consumers who would like independent information or help in understanding any of the terms and conditions of their hire purchase (or any other loan) contract should contact the National Consumer Agency. You can contact their consumer help-line on lo-call 1890 432 432 or visit their website. For more information on Hire Purchase Agreements and their charges please go to consumerhelp.ie
Coveru.ie car insurance is being offered in conjunction with AIG Europe Ltd.
*Cost of Finance
For a €5,000, 3 year variable interest rate loan, with monthly repayments of €159, an interest rate of 9%, an APR of 9.4 %; the total amount payable by the member will be €5,724
For further information please contact: www.kenmarecreditunion.ie or 064 6642111.