Killarney Credit Union

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Loans

Great rates, flexible options and friendly local service.

 
Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Locations

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Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Locations

Click to view

link

Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.
Killarney Credit Union

Loans

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Bills Loan

Make life a little easier by spreading the cost of household bills over 12 months. A bills loan allows you to meet the cost of household expenses throughout the year, while also allowing you to hold onto current savings and budget accordingly.

 

The Benefits

 

  1. You have a range of repayment options to suit your circumstances.
  2. Killarney Credit Union makes a cheque payable to the bill provider/s on receipt of the bill.
  3. You can borrow up to €5,000 during the term of the loan.
  4. You can use the bills loan for many di¬fferent purposes e.g. car tax/insurance, property tax, house insurance, health insurance, tuition costs, heating costs etc. It is very suitable for annual reoccurring bills.
  5. You benefit from loan protection insurance at no added cost (terms & conditions applies).
  6. No set up charge or account fees.
  7. You can protect your loan with repayment protection insurance (terms & conditions applies).
  8. You can avail of free life, disability and critical illness cover on your loan (terms & conditions applies).
  9. Quick approval for smaller loans.
  10. As your loan decreases, so does your interest repayments.

 

Further Information:

 Loan Calculator - How Much Will My Loan Cost?

Please Complete:

Calculated Loan Details:

* Calculator for estimation purpose only and does not constitute a contract. Please see individual loan pages for more details.

 Loan Repayment Table

Amount Term APR* Weekly Repayments Total Amount Repayable
€500 52 Weeks 8.5% €10.03 €521.09
€750 52 Weeks 8.5% €15.04 €781.64
€1,000 52 Weeks 8.5% €20.05 €1043.19
€1,500 52 Weeks 8.5% €30.07 €1563.30
€2,000 52 Weeks 8.5% €40.09 €2084.41
€2,500 52 Weeks 8.5% €50.11 €2605.52
€3,000 52 Weeks 8.5% €60.13 €3126.63
€4,000 52 Weeks 8.5% €80.17 €4168.84
€5,000 52 Weeks 8.5% €100.22 €5211.04

 

Typical APR variable bills loan rate (8.5% APR). Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract. Repayment figures correct as at June 2019.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may effect your credit rating which may limit your ability to access credit in the future.

 Documentation Required

Completed application form

Simply call to any of our branches and our staff will be happy to assist you.

Proof of Identity

e.g. passport, driver’s license

Proof of Current Address (last 3 months)

e.g bank statements, utility bill, social welfare letter, government documents etc

Proof of Income

e.g 3 most recent pay slips or social welfare payment receipts

For Self Employed Members:

2 most recent years Notice of Assessment and accounts,  Tax Clearance Certificate

Current Bank Statements

may be required (last 3 months)

Credit Card Statements

(last 3 months)

Other information deemed necessary by the credit union

 

 Bills Loan Terms & Conditions

  • Maximum term is 12 months.
  • Maximum loan amount is €5,000.
  • Member will be asked to complete an estimate of bills for the year.
  • Weekly payment is recommended for this loan product.
  • You can avail of 1 top up during the term, but it cannot extend beyond the 12 month term.
  • Payment is made by cheque to the bill provider through the credit union, once bills are supplied by the member.
  • We make seek your permission to undertake a credit bureau check with your loan application.

 

 Download a PDF Information Leaflet

Click the icon below to download a PDF with further information.

Click to download an information leaflet

 

 

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Have you been thinking about joining the credit union for a while? Well, now is the time to act! We are looking for new members to be part of our South Kerry credit union community. Young or old, we welcome all ages to join us.

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