Loans

From Killarney Credit Union

Fast approval

Great rates

Local service

Flexible repayments

 

 

Loans

Loans
This email address is being protected from spambots. You need JavaScript enabled to view it.

Killarney Credit Union

icon members

Member services

Resources, information & more...

 
Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Locations

Click to view

link

Image not available
Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.
Image not available
 
Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Locations

Click to view

link

Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.

Home Improvement Loan from Killarney Credit Union

 
Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Locations

Click to view

link

Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.
Killarney Credit Union

Financial Difficulties

Experiencing Financial Difficulty? We are here to help!

FINANCIAL PROBLEMS


Background:

At Killarney Credit Union Ltd., we take pride in the service we provide to our member’s. The Board of Directors have a mission that in everything we do at Killarney Credit Union, the “Member Matters Most”. The Credit Control Committee (CCC) who are made up of board members are responsible for monitoring the loan book throughout the year and consider the recoverability of loans that have fallen into arrears. The committee also reviews policies and procedures on an ongoing basis to ensure that they are compliant with changes to laws and regulations, and sufficient to assist members who fall into arrears on a temporary basis but robust enough to pursue members who fail to engage in any way with the Credit Union. The principle aim of the committee is to ensure that all loans are recovered, and where possible interest is paid.

The Credit Control Department reports directly to the “CCC”. The staff within Credit Control carry out their duties following the policies and procedures as provided by the Credit Control Committee and approved by the board.
Killarney Credit Union Ltd. understand that every member who borrows from the Credit Union intends to repay their loans in full as agreed. It is however expected that most member’s circumstances will change during the term of the loan, and while our loan officers try to predict some of these changes at loan assessment stage, it is inevitable that some loans will fall into arrears. When this happens the Credit Control Department is here to help.

Early intervention with members who fall into arrears is very important and we would appeal to any of our members having trouble to contact our Credit Control team, who will examine their situation and advise them of the ways in which your Credit Union can help. The earlier the engagement the more options that are available. Our staff receive regular training and are very experienced in helping members in financial difficulty. Killarney Credit Union was there to provide the loan when you had a financial need, now that you are experiencing financial difficulty , we will continue to be there to support you!

We will also continue to work closely with consumer bodies and voluntary organisations such as MABS (Money Advice & Budgeting Service).

If you feel that you might need support with your loan, please contact Margaret on 064-6623734

Mortgage Arrears: If you have a mortgage with Killarney Credit Union, and are experiencing financial difficulty or expect that you will not be able to meet your payments as they fall due please click here.

SME Arrears: If you have a business loan with Killarney Credit Union Ltd., and are experiencing financial difficulty or expect to experience financial difficulty (pre-arrears) please click here

Frequently Asked Questions 

Killarney Credit Union Junior Members

 

Have you met Rua yet?

 

He's our friendly new mascott! Come and find out more in our Junior Members section!

Great loan interest rates from as low as 

5.6%

link

More Information

For more information about any of our services please feel free to contact us directly.  We will be happy to help in any way we can.

Contact us...

Home Improvement Loan from Killarney Credit Union

Loans Services Guide

Loan Services Guide

All the information you need in one place

Download our Loan Services Guide - your one-stop guide with information about the loans we offer including repayments, options and what you need to apply.

Download now

Loan Services Guide

Coronavirus Information

Here to help

Working with you during this difficult time

We are still here and still open for business.  Click here for information about opening times, online services and more.

More information

Coronavirus Information

Loans from Killarney Credit Union

Fast approval

Local Service

Great rates

Flexible repayments

Click to learn more…

 

Loan Types

From Home Improvements and Cars to Business Loans and Weddings, we have the perfect loan for you.

Read more...

Killarney Credit Union

We are delighted to announce our new logo.  Learn more about these exciting changes here.

hidden link

Apply Now

Ready to apply? Our quick enquiry form will get the balling rolling straight away.

Read more...

Loan Calcuator

Our easy to use loan calculator is here to guide you on loan costs and repayments.

Read more...