Compare and Save with Killarney Credit Union
Cost of €5,000 over 2 years
| Lender | Type of Loan |
APR % | Montly Repayment | Total Cost of Credit |
| Killarney Credit Union | Personal Loan - Variable | 10.5% | €230.81 | €539.08 |
| AIB | Personal Loan - Variable | 13% | €236.03 | €664.76 |
| KBC | Personal Loan | 14% | €238.12 | €714.87 |
| Ulster Bank | Save & Borrow Loan | 13.3% | €236.66 | €664.76 |
| Permanent TSB | Personal Loan - Variable | 14.3% | €238.74 | €729.87 |
Comparison Figures taken from the National Consumer Agency website www.nca.ie and are correct as of 2nd October 2015. The calculations shown above provide indicative estimates of repayments and cost of credit amounts only. You should always check directly with a provider to confirm the final repayment values applicable before selecting a financial product.
Home Improvements Loans
Cost of €5,000 over 2 years
| Lender | APR% | Monthly Repayment | Total Cost of Credit |
| Killarney Credit Union | 8.3% | €226.14 | €5427.22 |
| AIB | 12.99% | €236.01 | €5,664.26 |
| KBC | 9.9% | €229.52 | €5,508.49 |
| PTSB | 14.3% | €238.74 | €5,729.87 |
Figures taken from www.bonkers.ie. Rates correct as at 15th September 2015.
Say No to Door Step Credit
Doorstep Credit (Moneylender) is anyone who calls to your door offering you a loan for cash, vouchers or goods by catalogue.
Killarney Credit Union offers one year and bills loans to help with short term and daily living costs with amounts up to €5000.
Avoid Door to Door Lenders with high interest rates by talking to Killarney Credit Union first.
Cost of borrowing €500 over 6 months
| Lender | APR % |
Term | Weekly Repayment | Total Interest |
Total Amount Repayable |
| Provident Personal Credit Ltd. | 187.2% | 26 Weeks | €25.00 | €150 | €650 |
| Killarney Credit Union | 8.5% | 26 Weeks | €19.64 | €10.64 | €510.64 |
Overall you save €139.36 in interest.
Source: www.providentpersonalcredit.ie. Rates correct as at 2nd October 2015.
Sample Moneylenders Source: Moneylender Register as on 30th May 2014 with the Central Bank of Ireland www.centralbank.ie.
ALL LOANS ARE SUBJECT TO APPROVAL - TERMS AND CONDITIONS APPLY.
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating. Killarney Credit Union rates are for illustration purposes only and do not constitute a contract.
