Killarney Credit Union

This email address is being protected from spambots. You need JavaScript enabled to view it.

icon members

Member services

Resources, information & more...

Beech Road

064 KillarneyCU6631344


Park Road

064 KillarneyCU6631344



064 KillarneyCU6631344


Image not available
Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.

Home Improvement Loans

banner image 1

Get the newsletter!

Sign up now.

Learn more...

Beech Road

Email us...

This email address is being protected from spambots. You need JavaScript enabled to view it.

Park Road

Email us...

This email address is being protected from spambots. You need JavaScript enabled to view it.


Email us...

This email address is being protected from spambots. You need JavaScript enabled to view it.

Image not available
Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.
Killarney Credit Union

Member Communications

Member Communications - Win €100 Supervalu Voucher -

From time to time, the credit union, or third parties selected by the credit union may use your details to inform you of goods and/or services which may be of interest to you.


I agree to Killarney Credit Union keeping me informed by:

Communication by text message:  Please make sure to enter your mobile phone number if you would like to receive communications via text message.



1. You can opt out from member communications at any time by completing the unsubscribe box on marketing communications you receive.

2. If you say No to member communication consent, it is your responsibility to ensure you are kept informed about our services and eligibility to products and services.

3. This consent relates to marketing purposes only, for the operation and administration of your account. Killarney Credit Union reserves the right to contact you in whatever way it deems appropriate.

4. Please refer to the Data Protection Notice & Privacy Statement on how we use your data.

Dormant Accounts

Have you recently received a dormant account letter?

Why did I receive this letter?

You received this letter as you have not performed any account transactions on your account in the last 3 years and under Rule 22 of the Standard Rules for Credit Unions (ROI), regarding dormant accounts; dormant accounts are classified as any account which had no member transactions in the last 3 years.

Is my account now closed?

No, your account has been classified as dormant. Your shares / savings are still in your account.

What do I do now?

To re activate your account, simply call to any of our offices within the next 30 days with the following :

•Certified photographic ID (Passport, Driving Licence, National Identity Card, Public Services Card, Garda verified ID form (ML10) or Garda issued National Age Card)


•Proof of address (original of recent household bill, house or motor insurance document, bank statement, letter from Revenue or other Govt Dept, local authority document dated within the past 3 months)

You will also need to transact (lodge or withdraw) on the account on the same day to finalise the re-activation.

You will also need to complete a new membership application and reactivation form. 

Accounts Payments & Transfers

Q. What countries can I receive payments from?
Payments can be received from countries in the SEPA Zone only. There are 33 countries within the SEPA Zone, including the 28 EU member states and five other territories.
The 28 EU States:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden and United Kingdom.
Other Territories:
Iceland, Liechtenstein, Monaco, Norway and Switzerland
Note: Payments can only be made and received in euro.

Q. What countries can I sent payments to?  Currently payments can only be made to accounts held in Irish banks.

Q. Can I make a payment (Credit Transfer) from the UK to a Credit Union account?
Yes, it is possible to make a payment from the UK to a Credit Union account. The important point for the member to remember is that the payment type must be a ‘SEPA Credit Transfer’ not an ‘International Payment’.
The member must stipulate that the payment to be made must be a ‘SEPA Credit Transfer’. The UK bank will convert the sterling debit on the UK account from sterling to euro and send the payment out as a ‘SEPA Credit Transfer’. The payment will be received into the member account in euro.
Similarly it is possible to receive pension payments from the UK for the credit of a member account- again the member must stipulate that the payment must be made as a SEPA Credit Transfer.

Q. Can I make a payment (Credit Transfer) from a country outside the SEPA Zone to a Credit Union account?
No, countries outside the SEPA Zone are not eligible to make SEPA payments.

Q. What would happen if a member attempted to make a payment to a Credit Union member account outside the SEPA Zone?
If a member attempts to make a payment from a country outside the SEPA Zone, the originating bank should reject the payment. In some cases, the originating back may attempt to send the payment as an International SWIFT payment – in which case the payment will be returned when it reaches the destination country. It may take some days for the payment to be returned.

Q. Can I make a payment (Credit Transfer) to a country outside Ireland.
Currently no. This payment will be rejected immediately by CUSOP as the BIC and IBAN will not be reachable.

Q. What are the cut-off times for sending outgoing payments from Credit Unions?
CUSOP has 2 outgoing file transfer cut-offs each working day.

File cut off time Settlement Date Delivery time to other banks Posting to account 
9.30 Same day By 16.00 By close of business 
16.00 Next day By 9.00 (next day) Morning next day

Note 1: The ITSP may require to close out your files in advance of the CUSOP cut-off to allow time for file preparation and transmission.

Note 2: Posting to creditor account happens shortly after delivery to other Bank, but this time cannot be guaranteed.

Electronic Funds Transfer

A full range of EFT services are available to all members. This means that each credit union account has now its own sort code, unique eight digit account number, BIC and IBAN.
As a result members can have social welfare, child benefit, pensions and other payments sent directly to their credit union account. The credit union can also transfer money to other financial institutions and utility companies on a member’s behalf thereby reducing cash transactions and increasing security for members.


Download Forms

Here you will find some key forms/information that are available for download. 

Membership Forms 

Nomination Form

Depositor Information Sheet

Regulation 53 

Information on Childrens Accounts  

Information on club/group/society membership

If you wish to open an account, please bring all documentation into the branch and staff will be happy to assist you. 

Information Guides 

Membership Guide

Savings Guide

Insurance Guide 

Loans Guide

Services Guide

eServices Guide


Dormant Account Activation

Internal Transfer

Account Closing Form

Sponsorship Application Form

Annual Reports

2017 Report

2016 Report

2015 Report



All credit union accounts now have a unique account identifier called a BIC/IBAN. This can be used if you want to set up a standing order or send an internet banking payment from your bank current account to your credit union account.

To do this, you will need your Bank Identifier Code (BIC) and International Bank Account Number (IBAN). These are listed on your credit union account book and also on deposit/transaction slips and these are unique to you.

You can amend the standing order through your own online banking system or at your own bank branch. All you need to do, is state your Credit Union BIC/IBAN details. All your transfer details will stay the same, you will just be using the new stand account identifier for the credit union. 

Using your credit union BIC/IBAN makes payments into your credit union account from your current bank easy. You can transfer directly from your wages, social welfare from your bank into your credit union account for savings/loan repayments. 




Recent tweets...

Killarney Credit Union Junior Members


Have you met Rua yet?


He's our friendly new mascott! Come and find out more in our Junior Members section!

Great loan interest rates from as low as 



More Information

For more information about any of our services please feel free to contact us directly.  We will be happy to help in any way we can.

Contact us...

Credit ReUnion CAR Twitter Cover


Low cost loans

Competitive rates

Fast loan approval



Multiple options

Ease of access

Security & peace of mind


Other Services

Foreign Exchange


Insurance Products