Home Improvement Loan
Home Improvement Loan
For Big Dreams and Small Dreams and those in between.- 8% (8.3% APR*)
- Borrow up to €80,000
- No Hidden fees
Imagine More
When it comes to home, we all know how important those little (and large!) home improvements are. The Home Improvement Loan from Killarney Credit Union is here to help you get the job done.
What Type of Project are You Thinking About?
Our Home Improvement Loan is here to help with many different types of projects - from driveways and doors to kitchens and carpets (and a lot of things in-between). Some of the most popular improvements include:
Exterior and Garden
- New Extension
- New Windows & Doors
- New Driveway
- New Patio
- Fences and Gates
- Garden Landscaping
Interior
- New Bathroom
- New Kitchen
- Renovations
- Redecorating
- Repainting
- Tiles & Flooring
New For Your Home
- Furniture
- Home Appliances
- Televisions
- Patio Furniture
- Barbeque
Loan Calculator
Try out our quick and easy loan calculator below
Maximum Loan Term :
8.3%
8.3%
8.3%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Loan Amount
€15,000
Rate of interest - APR
8.30%
Loan Term
5 years
Cost of Loan
€3,199.44
Weekly Repayment
€70.01
Total Loan Repayable
€18,199.44
Ready to apply?
Great! Applying for a loan couldn’t be easier with our online application process. Alternatively, contact us directly to talk about your application with a member of our friendly team. Even if you are not already a member, we will be happy to discuss your needs with you and look at ways to help. We look forward to hearing from you!
Apply Now Contact UsWhy choose a loan from Killarney Credit Union?
We specialise in providing a safe place for savings and loans in our community. If you haven't already, why not join our 37,000 strong members and enjoy many benefits including great rates, flexible loans and of course, local friendly service.
- Quick decision on loan applications
- Repayment terms tailored to meet your needs.
- Friendly Local Service.
- No penalties for repaying your loan early.
- No hidden fees, transaction charges, or set up fees.
- As your loan decreases so does your interest repayments.
- Benefit from Free Loan Protection Insurance. (T’s & C’s apply.)
- You can apply for and draw down your loan online and in branch.
- No documentation or arrangement fees.
Everything you need to know
Further Information
| Amount | APR* | Term | Number of Repayments | Weekly Repayments | Cost of Loan | Total Loan Repayable |
| €5,000 | 8.30% | 2 Years | 104 | €52.06 | €413.26 | €5,413.26 |
| €7,000 | 8.30% | 5 Years | 260 | €32.67 | €1,493.34 | €8,493.34 |
| €10,000 | 8.30% | 5 Years | 260 | €46.67 | €2,133.42 | €12,133.42 |
| €15,000 | 8.30% | 5 Years | 260 | €70.01 | €3,199.84 | €18,199.84 |
| €20,000 | 8.3.% | 5 Years | 260 | €93.34 | €4,266.85 | €24,266.85 |
| €25,000 | 8.30% | 7 Years | 364 | €89.68 | €7,642.35 | €32,642.35 |
| €30,000 | 8.30% | 7 Years | 364 | €107.62 | €9,170.33 | €39,170.33 |
| €40,000 | 8.30% | 10 Years | 520 | €111.69 | €18,072.94 | €58,072.94 |
| €60,000 | 8.30% | 10 Years | 520 | €167.53 | €27,110.79 | €87,110.79 |
Typical APR variable Home Improvement Loan (8.3% APR). Lending terms and conditions apply.
Table is for illustration only and does not constitute a contract.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may effect your credit rating which may limit your ability to access credit in the future.
Completed application form
Simply call to any of our three branches and our staff will be happy to assist you.
Proof of Identity
e.g. passport, driver’s license
Proof of Current Address (issued within the last 6 months)
e.g bank statements, utility bill, social welfare letter, government documents etc
Proof of Income
e.g 3 most recent pay slips or social welfare payment receipts
Proof of PPS Number
Correspondance from Revenue / Department of Social Protection, Social welfare receipts
For Self Employed Members:
Set of accounts (2 recent years), Form 11,Tax Clearance Certificate
Current Bank Statements
may be required (last 3 months)
Credit Card Statements
(last 3 months)
Other information deemed necessary by the credit union
- Maximum term is up to 10 years.
- Maximum loan amount is €80,000.
- We may seek your permission to undertake a credit bureau check with your loan application.
Download our Loan Services Guide - your one-stop guide with information about the loans we offer including repayments, options and what you need to apply.
Become a member today!
Our Loans are open to all members of Killarney Credit Union. If you're not a member of the Credit Union yet, don't worry, our application process is simple and, once approved you can take advantage of the many benefits and services we provide.
