Killarney Credit Union

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Loans

Great rates, flexible options and friendly local service.

 
Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Locations

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Telephone

064 KillarneyCU6631344

link

 
Email

info@KillarneyCUkillarneycu.ie

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Locations

Click to view

link

Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.
Killarney Credit Union

Loans

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Connect Loan

Have you never borrowed from the credit union ?

Connect with the credit union and find out how easy it is to borrow.

 

Have you not borrowed in the past 3 years?

Connect with us and benefit from a great loan rate just for you.

 

Why is the Connect Loan for you?

  • Allows new borrowers to build up a credit history.
  • One of the lowest personal loan rate available in the credit union. Borrow for whatever purpose you require.
  • More competitive interest rates than many credit cards or overdraft facilities available.
  • Benefit from loan protection insurance at no added cost to you (subject to terms & conditions).
  • Repayments to suit you - weekly, fortnightly, or monthly.
  • No application fees or early repayment charges.
  • Simple, transparent application process for amounts borrowed under €3,000.
  • You keep a minimum 5% of your savings in the credit union, so when your loan is cleared, you still have your savings intact.

 

 

 

 

 

Further Information:

 Loan Calculator - How Much Will My Loan Cost?

Please Complete:

Calculated Loan Details:

* Calculator for estimation purpose only and does not constitute a contract. Please see individual loan pages for more details.

 Loan Repayment Table

Amount Term APR* Monthly Repayments Number of Payments Total Amount Repayable
€1,000 1 Year 6.2% €86.08 12 €1,032.76
€2,000 2 Years 6.2% €88.65 24 €2,127.45
€3,000 3 Years 6.2% €91.27 36 €3,285.73
€4,000 3 Years 6.2% €121.70 48 €4,380.98
€5,000 5 Years 6.2% €96.68 60 €5,800.10

 

Typical APR Variable Connect Loan (First Time Borrower and Lapsed Borrower) 6.2% APR.  Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract. Figures correct as at April 2019.

 

Warning Notice: If you do not meet the repayments in your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

 Documentation Required

Completed application form

Simply call to any of our branches and our staff will be happy to assist you.

Proof of Identity

e.g. passport, driver’s license

Proof of Current Address (last 3 months)

e.g bank statements, utility bill, social welfare letter, government documents etc

Proof of Income

e.g 3 most recent pay slips or social welfare payment receipts

For Self Employed Members:

Recent set of accounts (2 recent years), Tax Clearance Certificate, Completed Form 11

Current Bank Statements

may be required (last 3 months)

Credit Card Statements

may be required (last 3 months)

Other information deemed necessary by the credit union
 

 

 Connect Loan Terms & Conditions

  • Available to first time borrowers or members that have not borrowed in the last 36 months. i.e. loan completed in full over 36 months ago.
  • Maximum loan amount available is €5,000.
  • The borrower must be a member of Killarney Credit Union for at least 6 months.
  • A share balance must be held against the loan as collateral.
  • Loans will be granted based on a person's ability to repay.
  • First time loan interest rate will expire at the end of the term of loan, or top-up, whichever comes first. Should a member decide to top-up a Connect Loan early, they will automatically move up to the Personal Loan rate of 10.5%.
  • We may seek your permission to complete a credit check with your loan application.
  • The board of directors may choose to amend, change or cancel this promotional loan at any time.

 

 Download a PDF Information Leaflet

Click the icon below to download a PDF with further information.

Click to download an information leaflet

 

 

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Loans

Low cost loans

Competitive rates

Fast loan approval

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Join Killarney Credit Union

Have you been thinking about joining the credit union for a while? Well, now is the time to act! We are looking for new members to be part of our South Kerry credit union community. Young or old, we welcome all ages to join us.

Click to learn more…

 

Credit Union Current Account Survey

Our Current Accounts service is coming soon and we would like your feedback.  Click here to take part in our survey!

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Savings

Multiple options

Ease of access

Security & peace of mind

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Other Services

Foreign Exchange

Paypoint

Insurance Products

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